UNDERSTANDING YOUR NMLS NUMBER AND LICENSE

Understanding Your NMLS Number and License

Your Federal Mortgage Licensing System (NMLS) number is a crucial designation that sets you apart as a licensed loan originator in the United States. This individual number, issued by the NMLS, monitors your licensing status and allows consumers to confirm your credentials. It's a fundamental piece of information that indicates your legitimacy in t

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Over a Hundred Years of Mortgage Rates: Trends & Shifts

Examining mortgage rates over the past century reveals a fascinating shifting landscape shaped by a confluence of economic, social, and political factors. From the roaring twenties to the housing bubble of the early 2000s, rates have swung dramatically, reflecting periods of expansion and financial crisis. Early in the century, rates were relativel

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